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Impact of an Alexandria DUI on Insurance

The impact of an Alexandria DUI on insurance can be quite expensive. Often, if a person is charged with a DUI, their insurance premiums will go up. If you are convicted of a DUI, certain insurers might decline to cover you, and other insurers may just raise your premiums. Some insurance providers might put you on insurance probation or a temporary period where you will not be insured, but if you meet certain requirements, such as complying with the court, they will reinstate your car insurance. A lot of insurance providers will probably decline to insure you based on your DUI conviction. It is important to contact an Alexandria DUI lawyer to help with insurance concerns.

Why Insurance Drops Coverage

A person’s insurance can drop them from coverage if they determine the person is too much of a risk. If a person shows a track record of risky driving behavior, the insurance company may not cover them because it is too likely that the person will get in trouble again. It is the insurance’s prerogative as to whether or not they want to take a risk on somebody and insure them. If a person is going to be a great risk, the insurance provider does not have to cover them.

Steps an Attorney Can Take

A defense attorney in Alexandria can help protect your current insurance and insurance rate by preparing a robust defense to your DUI charge. They can also negotiate a deal with the common law attorney’s office for a lesser charge with a lower impact on your insurance than a DUI conviction.

It is going to depend on the facts of your case, but an attorney can help you achieve a better outcome with the least amount of effect possible. For the initial consultation with an Alexandria lawyer a person is interested in hiring for their DUI defense, a person should bring their insurance information and the terms of their insurance. This is especially important if you are concerned your insurance will drop you from coverage.

Importance of Contacting a Lawyer

It is important to contact an experienced local lawyer if you are concerned about a potential Alexandria DUI conviction, because a DUI conviction will impact your car insurance rates. The extent of an impact is going to depend on the circumstances of your insurance, but your insurance is most likely going to go up. You will get points on your license for a DUI conviction in Alexandria, as well.

You need to try to make sure that you avoid a conviction so you can maintain the insurance you need and your insurance premiums remain the same. Contacting an attorney right away can help mitigate the impact of an Alexandria DUI on insurance. Experience cannot be short-changed in a situation where a person is potentially facing a DUI conviction. Besides impacting a person’s insurance premiums, it can also have a huge influence on a person’s record and future prospects, both academically and professionally.

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